The most common mistake regarding dealing with storm damage is calling your insurance company first. While you do need to be sure you call them within the window of time they allow for you to file a claim after a storm, there are some things you should do before you call them.
First of all, start with a high-quality, reputable storm damage restoration company. They will fully inspect your property to find exactly what damage has occurred. They will often find storm damage that your adjuster would not have noticed, or perhaps even hoped you didn’t. By giving the adjuster a full property storm damage inspection report up front, you avoid missing out on repairs that should have been covered.
It is always best to find your own storm damage restoration company rather than go with one that the insurance company has “approved” because you want one that is working for you rather than the insurance company. You have paid your premiums so you deserve the best repair rather than the cheapest, which is what the insurance company would prefer.
You should also read over your policy before calling the insurance company so you know exactly what they should cover. All too often, homeowners hold back on claims out of fear they will be singled out for a rate increase after a storm damage claim, but this is not the case.
If you have suffered storm damage in the Charlotte, North Carolina area, give us a call at Spangler Restoration. We represent your best interest, yet can work directly with the insurance company for claims up to $500,000 to make the process easier for you. We can provide you with an inspection and then complete the restoration for you. Our project management team has over 50 years of combined experience in construction, so we are confident we can restore your home to your complete satisfaction.
